A loan settlement is a process where we negotiate with your lender to accept a reduced payment as a one-time settlement, allowing you to clear your debts for less than the total outstanding amount.

• Yes, settling a loan can affect your credit score, but it depends on the situation:
• Short-Term Impact : When you settle a loan, it may be reported as settled instead of closed on your credit report. This can lower your score temporarily.
• Long-Term Benefits : Over time, the impact lessens, and you can rebuild your credit by maintaining financial discipline and paying future dues on time.
• Our Expertise : At Resolve360, we aim to minimise the impact on your credit score by negotiating with lenders for favourable terms, such as updating your status to paid in full.
• Remember, settling a loan is often a better alternative to defaulting, which has more severe consequences.

• The savings from a loan settlement depend on your case and lender negotiations. Here's what to expect:
• Typical Savings: Customers typically save by up to 70% of the outstanding amount, depending on the loan type, lender policies, and financial hardships.
• Negotiable Amount : Lenders often agree to waive late fees, penalties, or even a portion of the principal amount.
• Resolve360 Advantage : With over 20 years of legal experience, we specialise in securing the best settlement offers for our clients.
• Let us assess your case during the free consultation and estimate how much you can save.

• Know Your Rights : Recovery agents must follow specific rules outlined by the Reserve Bank of India (RBI). Majority of them violate the same by harassing you.
• Engage a Legal Expert: Our Legal Expert at Resolve360 will act as a SHIELD between you and recovery agent. Our mechanism of legal SHIELD is backed by RBI compliance directives, Supreme Court guidelines and laws of India.
• Start Now : Contact Us for Free Consultation and we will explain our Anti-Harassment Services in detail at Zero cost and no commitment.

• Understanding Your Situation : Our experts will listen to your concerns, whether it’s loan repayment challenges, recovery agent harassment.
• Case Evaluation : We analyse your loan details, lender communications, and financial standing.
• Action Plan : Based on your case, we’ll outline a step-by-step plan, including possible savings, timeline, and next steps.
• No Obligation : This consultation is completely free, and there’s no obligation to proceed unless you’re comfortable.
• It’s the first step toward resolving your financial challenges with confidence and clarity.

It depends on your ability to save funds for settlements.

• Reach Out: Submit your details through our form or book a free consultation call directly via our website.
• Free Consultation: During your first free consultation, our experts will understand your financial situation and the challenges you're facing.
• Plan of Action: We’ll provide you with a step-by-step solution, tailored to your needs.
• Start the Process: Once you’re ready, we’ll take care of all the negotiations and formalities for you.
• Let us handle the complexities so you can focus on what matters most.